What type of coverage do you need?

Insurance is one of those topics that most people consider bland and boring. Not to those of us here Open-mouthed smile. But not all policies cover things like water damage or auto collisions. Take a look at some of the more offbeat items that someone, somewhere, decided to insure (according to Bloomberg BusinessWeek):

  • Bruce Springsteen’s voice. The rocker’s voice is insured with Lloyd’s of London for $5.7 million.  
  • Ilja Gort’s nose. Owner of the Chateau la Tulipe de la Garde winery in France, Gort insured his olfactory organ for $7.1 million with a policy that prohibits him from skiing or boxing.
  • Gennaro Pelliccia’s tongue. Pelliccia, the chief taster of coffee for the U.K.-based coffee chain Costa, had his tongue insured for $16 million.
  • America Ferrara’s smile. In a publicity stunt, Aquafresh White Trays took out a policy on the actress’ smile for $10 million.  
  • Santa’s beard. Santa Claus performer Brady White insured his white beard for an undisclosed amount of money in 1992.  
  • Troy Polamalu’s hair. The Pittsburgh Steelers player had his locks covered by Head and Shoulders for $1 million.

While you may not have a voice or hair worth insuring; do you have personal collections that may need to be insured? Items such as:

  • Action Figures
  • Advertising Memorabilia
  • Die Cast Cars (Matchbox)
  • Model Trains
  • Wine
  • Trading Cards
  • Collector Quilts
  • Comic Books
Posted 12:55 PM

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